1 March 2017

Common types of fraud into which victims are recruited by email


Phish typically comes in the form of spam containing a link to a spoofed website that nevertheless appears legitimate to the casual eye. The objective is usually to deceive the victim into entering his or her login details or other personal information on the spoofed site.

  • We recently upgraded our Online Service to provide a good services for all our Online Banking Users in order not to be experiencing any difficulties when signing to your Online Account. due to this upgrade we sincerely call your attention to follow below link and reconfirm your online account details. Failure to confirm the online banking details will suspend you from accessing your account online.
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If the perpetrators obtain your online banking credentials, they can empty your account. Usernames and passwords for email accounts or social networking sites can be abused to harvest contact information and send spam.Other personal information can be abused to commit identity theft, etc.

Even services you have signed up for may request unrelated credentials. As an example, some social networking sites ask their users for their email passwords. When a user falls for such an attempt, the party who receives the password gains full access to the user’s email account – including messages as well as any calendars, contact lists and similar information it may contain – and can spam the email addresses found. Also note that the terms of service of your provider may prohibit you from disclosing your passwords to any third party.

Money muling

In this kind of scheme, the perpetrators spam a recruitment ad. Respondents are offered a job that involves receiving payments, deducting a commission and wiring the balance to the next person in the chain.

  • Presently we are experiencing difficulties in receiving payment from our overseas customers in Canada and USA. However if you are the type that like or prefer working from the house you can grab this opportunity by becoming one of our privilege directors. Your duty will be base on clearing and receiving our due payments in your location have it noted that for every transfer to your account that is cleared or payment receive by you, you will be entitle to 10 percentage of the total sum.
  • Presently, I have just been granted funding to head a research project in the Vale do Javari of AMAZON JUNGLE (spreads across Brazil, Peru and Bolivia) We are studying and protecting the location of a community of ancient and uncontacted tribespeople in one of the remotest corners of the Amazon rainforest. However my funding is being provided by American and Canadian privately owned Firms. These philanthropic U.S. and Canadian Firms has agreed to send to me payments mostly in the form of check payments. . I would be willing to employ you on contract basis to be my payment receiver/representative, this way I could instruct the financiers to issue the checks to your name and send the checks to you.

The money comes from criminal activities, and the forwarding chain is intended to obscure the origin of the funds as well as the identity of the gang leaders who ultimately receive them. The persons who perform the forwarding are referred to as money mules. The crime they commit by conveying illegally obtained funds is usually punishable by imprisonment. Ignorance is not a plausible defence – look at the millions of search engine hits for ‘money mule’.

Cheque fraud

This form of fraud involves the perpetrators making a payment by cheque and asking the recipient to return part of the amount to them. As an example, the perpetrators may purchase an item or a service from the victim (‘mystery shopper’ job offers are one such kind of bait), send the victim a cheque whose amount exceeds the agreed price and request that the victim wire the excess back to the perpetrators. The cheque eventually ‘bounces’, but by that time, the victim will already have remitted the requested amount to the perpetrators.

  • This is an oppoturnity to be a member of model-mayhem model agency and be in the front page of our magazine (Hello Magazine). You have 5 different Fashion outfits to cover, outfit will be provided by our wardrobe and stylist on the day of the shooting and the photo session will be for two days and you will be paid $1100 for the whole project, the Job is Urgent so you are to get back to me as soon as possible so that we can arrange on how to get you the part payment,and you can meet other crew members. You would be paid the initial payment of $200 to guarantee your participation in the session, as part of our working policy and ethics of our company,Balance will be payed immediately after the work.The part payment would be mailed directly to you. NOTE: As soon as you get the payment, you will deduct $200 and wire the balance to the wardrobe and stylist.

Do not expect a cheque to be worth anything unless your bank has irrevocably cleared it. To avoid ambiguity, ask your bank whether there is any danger of the cheque being returned unpaid, and document the reply you receive. If your bank just advances you the amount on the assumption that the cheque will clear, you will lose those funds if the cheque ‘bounces’.

Impersonation of an authority

This variant tries to convince you that a payment is required to avoid arrest or other trouble with the law.

  • Also we are hereby to notify by the federal bureau of investigation Cotonou department of the insult you imposed on them by failing to comply by their requirements.Your full residential address has been forwarded to us for your immediate arrest to face your charge but I deemed it fit to give you one more chance to save yourself from this mess. We have been told that you have failed to dance by the rule of the FBI which will warrant 2 years jail sentence. Now I john Francis Pikus the special agent in charge of the FBI Albany department I am giving you 24 working hours to effect the payment of the $250.00 usd. To the FBI in republic of Benin

Extortion through death threat

This kind of extortion has much in common with advance-fee fraud.

  • We have being paid US$50,000.00 in advance to terminate you with some reasons listed to us by our employer, its one we believe you call a friend, we have monitored you closely for one week and three days now and have seen that you are innocent of the accusation, Do not contact the Police or F.B.I. or try to send a copy of this to them, because if you do we will know, and might be pushed to do what we have being paid to do, beside, this is the first time we turned out to be a betrayer in our job, Because we found out you are innocent. Now, listen, we will arrange for us to meet face to face but before that we need the amount of US$80,000.00 and you will have nothing to be afraid of. We will be coming to meet you in your office or home determine where you wish we meet, do not set any camera to cover us or set up any tape to record our conversation, our employer is in our control for now, You will need to pay US$20,000.00 through Account details or western union information that we will provide for you, before we can set our first meeting, after you have make the first advance payment, we will give you the tape that contains his request for us to terminate you, which will be enough evidence for you to take him to court (if you wish to), then the balance will be paid later.
  • Someone you call a friend wants you Dead by all means, and the person have spent a lot of money on this, the person also came to us and told me that he want you dead and he provided us with your name ,picture and other necessary information's we needed about you. So I sent my boys to track you down and they have carried out the necessary investigation needed for the operation on you, and they have done that but I told them not to kill you that I will like to contact you and see if your life is Important to you or not since their findings shows that you are innocent. As someone has paid us the sum of $15,000usd to kill you and we are willing to tell you that you have to pay us the sum of $2,500usd for the first payment so we can legit your attention so we can forward the tape to you we shall send it through DHl or FedEx for you to view the video and discussion between both of us okay. Get back to me now if you are ready to pay some fees to spare your life, If you are not ready for my help, then I will carry on with my job straight-up.

These threats are usually generic and spammed to a number of email addresses. However, should you receive a threat that seems to be aimed at a specific person or group, contact your local law enforcement agency.

‘Pump and dump’ securities fraud

This form of fraud involves purchasing a company’s stock, then spamming positive statements about that company in the hope of inflating (pumping) the share price. If the perpetrators succeed at this, they proceed to sell (dump) their shares at a profit. As this causes the share price to fall, the victims lose part or all of their investment.

  • Introducing a new winner pick C SOC!
    Trading: C SOC
    Short-term: $3
    Trade shares on Tue Sep 21!

Phony charities

Giving money to a bogus charity only benefits the criminals operating it.

  • I, Comrade Jackson Amaniee, on behalf of the above mention Non- Governmental Charity organization wishes to solicit for your financial support in our effort to see that we put smile on the faces of the following people in the society; (1) The less privileged, Hurricane, Earthquake, Flood Victims and the Aged etc. We are pleading for the support of your own widow's might, Remember that GOD LOVES A CHEERFUL GIVER AND ALSO GIVERS NEVER LACK. As your spirit led you to donate to this category of displaced individuals, Our God almighty who sees in secret and rewards openly, in His infinite mercy and goodness will surely reward you abundantly in Jesus Unbeatable Name we Pray, Amen. For the purpose of quick receipt of your donation, send it through Western Union Money Transfer on the name of our account clerk Alicia Woodgate.

Fraudulent purchases

Criminals often spam queries for various products, such as electronic devices that can be easily exchanged for cash. The perpetrators may use a stolen or forged credit card to pay for the products, which they typically want to have delivered to Africa. Also beware of cheque fraud and advance-fee fraud!

  • Projects Development Of Ghana Has Launches 2011/12 Rural & Community Development Project (RCDP), To Improve Development Throughout The Country In All Sectors. Now They (GPD) Is Looking For A Suppliers, Building And Road Contractors Who Can Handle The Supply Of Any Two Of Listed Items Below:

    1.Name: Led Fluorescent: $69:00. Each
    2.A4- Paper- Target Price $7:25.Per Ream
    3.Wall Socket.
    4.Name: T-Shirt. - Target Price $6:85 a Piece.
    5.Bed Sheets: Target Price: $.13:80 per piece
    6.Medical/Surgical Equipments.
    7.Name: Solar Street Light.
    8.Hospital Towels. $17.70 per piece
    9.Name: Bulbs & Bulb-Holder.
    10.Knapsack Sprayer.
    11.Student Notebook Blinded: $11.80 Per Dozen
    13.Name: Rice
    14.Ceramice Tiles
    15.Standing Fan
    16.Ceiling Lights
    17.Energy Saving Bulbs
    18.Micro Cameras
    19.Conference seats.